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Private Alternative Loans
Private Alternative Loans are loans that a student can apply for in their own name. Often these loans require a co-signer because approval is based upon the credit-worthiness of the student. Some of these loans may require interest payments be made while the student is still in school.
Most Private Alternative Loans have a variable interest rate, therefore Mercy College encourages students to exhaust all other forms of financial aid before borrowing a Private Loan.
For a neutral and comprehensive list of private lenders, please select the Apply For Private Alternative Loans link below. You will be directed to FASTChoice for counseling and application options.