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Private Loans

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Private Alternative Loans

Private Alternative Loans are loans that a student can apply for in their own name. Often these loans require a co-signer because approval is based upon the credit-worthiness of the student. Some of these loans may require interest payments be made while the student is still in school.

Most Private Alternative Loans have a variable interest rate, therefore Mercy College encourages students to exhaust all other forms of financial aid before borrowing a Private Loan.

For a neutral and comprehensive list of private lenders, please select the Apply For Private Alternative Loans link below. You will be directed to FASTChoice for counseling and application options.

Apply for Private Alternative Loans
Private Loan Options